A: The built-in backup program in your iMacs, called Time Machine, doesn’t require Apple’s Time Capsule product to work. It will work with almost any brand of directly connected external hard disk.

For instance, I back up my home iMac to a Western Digital drive that’s connected to it via a cable.

As for hard-drive life, it’s my experience that many seem to die sooner or later, especially if they are used heavily. I don’t know if the ones inside the Time Capsule are especially fragile. But, in just the past six months, I’ve had an external hard disk from G-Tech die on me; seen an internal hard disk on my home Dell die for a second time; and discovered that the hard disk on my colleague’s MacBook died.

One way to protect against the failure of a local backup drive is to consider, in addition to using an external disk, backing up your data to an online backup service like Mozy, Carbonite or SugarSync.

My Dell has Microsoft Vista but I can upgrade free to the new Windows 7. However, I was told my antivirus software won’t be compatible and my email will change—the program will no longer be “Windows Mail.” What do you recommend?

A: I regard Windows 7 as much better than Vista, but you are correct that many antivirus programs will require upgrading and Windows Mail will go away during the upgrade. You’ll have to install a new email program, such as the very similar “Windows Live Mail,” which can import your messages. So, the question really is one of trade-offs. If you’re satisfied with Vista, and would rather not perform these program replacements, you should stand pat. If you don’t like Vista, and are anxious to replace it, then the hassles you describe could be worth it.

Will Office 2003 work with the new Windows 7 operating system?

A: Microsoft, which makes both products, says the answer is yes, though I haven’t tested it.

Is it possible that the Verizon Motorola Droid, which doesn’t work in Europe, could be turned into a “world phone” that could work on European cellphone networks via an app somebody might develop?

A: An app wouldn’t be able to do that for the current Verizon Droid. It’s a hardware issue.

Verizon’s Droid, like most Verizon phones, is built to run on a type of network called CDMA that isn’t used in Europe or most other countries outside the U.S., which use a network standard called GSM.

To run on these networks, the Droid, or any other current CDMA phone, would need an entirely different radio, or two radios, one for each type of network.

Verizon offers a handful of so-called “world phones,” which have both kinds of radios inside, but the Droid isn’t one of them. Motorola may well make a new model with two radios, or even a model with one radio that would work overseas, and I wouldn’t be surprised if it did so.

What could be done with an app is to allow the Droid to make so-called VOIP phone calls via the Internet.

In fact, while I haven’t checked, there may already be such an app for Android—the Droid’s operating system—that would do so. But, in many cases, making such Internet phone calls requires the user to be in range of a Wi-Fi network. Some carriers don’t allow such calls to be made over their cellular networks.

You can find Mossberg’s Mailbox, and my other columns, online for free at the All Things Digital Web site, http://walt.allthingsd.com.

A: Sadly, Microsoft killed Outlook Express—its free, fast and simple Windows email program—long before Windows 7 came out. In Vista, it was replaced by something called Windows Mail. Now, there’s no email program at all built into Windows 7, unless a PC maker chooses to include one. But Microsoft offers for download a free product called Windows Live Email that is the latest successor to Outlook Express. You can get it, alone or as part of a suite of free “Essentials” programs that used to be routinely part of Windows, at: windowslive.com/desktop.

I was told that Apple is developing its own version of the Kindle e-book reader. I wanted to purchase a Kindle for Christmas, but now I’m not sure whether I should wait for an Apple version.

A: I have never heard any Apple official say or hint that the company is developing a direct competitor for the Kindle, or is planning to make any dedicated e-book reader. What you may be referring to is that some Web sites have been speculating that the much-rumored forthcoming Apple touch-controlled tablet would be mainly intended to be an e-book reader. I haven’t any evidence of this either.

The iPhone and iPod Touch already can run a free Kindle app from Amazon that allows you to read Kindle e-books on those devices without needing to own a Kindle itself. And Barnes & Noble, which has also announced a dedicated e-reader, has a similar iPhone app. So I assume that any general-purpose Apple tablet would likely be able to run such an app as well and function as an e-reader—along with performing other tasks.

But that’s different than producing a dedicated reader with a screen and controls designed primarily for book reading and a companion electronic book store, something Apple currently lacks. It’s entirely possible Apple is going into the e-book business, but I know of zero hard evidence that this is the case.

Do you have any recommendations about switching an existing 64-bit laptop from Vista to Windows 7? I totally dislike Vista but I don’t know if the switch can be done.

A: Yes, it can, in most cases, unless your PC’s manufacturer for some reason isn’t supporting or recommending the upgrade of your particular model. Just make sure you get the comparable version of Windows 7 (say, 64-bit Windows 7 Home Premium if you are currently using 64-bit Vista Home Premium) so you can do a direct, in-place upgrade that will allow your programs and files to remain in place.

You can also do an in-place upgrade if you opt to move up to the costlier Ultimate version. I would also advise backing up your irreplaceable personal files before you begin the process.

You can find Mossberg’s Mailbox, and my other columns, online for free at the All Things Digital web site, http://walt.allthingsd.com.

Write to Walter S. Mossberg at walt.mossberg@wsj.com

Here are a few questions about computers I’ve received recently from people like you, and my answers. I have edited and restated the questions a bit, for readability.

Best Buy is offering a free upgrade to Windows 7 if you purchase a machine today that has Vista. Is it better to wait to buy after the release of Windows 7?

A: I’d say so. If you buy a Vista machine now, you’ll likely have to spend at least some time and effort upgrading, and you may run into at least minor issues, which is something that sometimes happens even with straightforward upgrades. Since PCs preloaded with Windows 7 are only two weeks away, it’s worth the wait, unless you are in dire need of a new PC right away.

With the end of Microsoft Money, are there any good alternatives to Quicken? I tried Quicken Online, but it is just too limited.

A: I haven’t reviewed it, but a program called Moneydance might be worth checking out. It runs on Windows, Mac and Linux, and claims to import data from Money and Quicken. Moneydance costs $40, but there’s a free trial. Information and downloads are is at moneydance.com.

I read that upgrading to Windows 7 deactivates the license key for any prior version of Windows, ruling out any chance of reversing the upgrade if it doesn’t work out for some reason.Is this true? If I am going to take the plunge into Windows 7, I want to make sure I can always go back if I’m unhappy.

A: Microsoft says that’s false. The company emailed me to say: “The upgrade process does not deactivate the product key for the previous version of Windows. If you need to uninstall Windows 7 and go back to your previous version of Windows, you can activate it using the original product key.”

You can find Mossberg’s Mailbox and my other columns at http://walt.allthingsd.com.

Yes, you are correct. Snow Leopard is the first Apple OS version that runs only on Intel-powered Macs, and your iMac runs on the G5 processor, which isn’t an Intel chip.

As for the comparison with Microsoft’s policy: In one way, Apple’s approach is much worse. It is totally cutting off some of its user base from the new OS, including some folks with machines as little as 3 years old. Microsoft isn’t making it impossible for XP owners to move to Windows 7— it’s merely making it so painful, tedious and complicated to upgrade that many non-techies who want Windows 7 may give up and feel compelled to buy new PCs. On the other hand, Apple’s policy affects a smaller proportion of its customers. Only about 20% of its users still use older, non-Intel-based Macs. By contrast, Microsoft’s policy affects a much greater percentage of Windows users, since, despite its advanced age, Windows XP is still the most commonly used version of its OS.

A few years ago Microsoft used a code name of Longhorn for the operating system which ultimately was released as “Vista.” Will Windows 7 have a real name upon release?

The real name of Windows 7 is: Windows 7. It’s not a temporary code name, like “Longhorn” was. The product will be officially called Windows 7 when it comes out on Oct. 22.

Is it possible to connect a netbook directly to a larger PC to transfer data? The data I am interested in would be Word documents, Excel files, a limited number of photos and music files, and other personal files.

While I haven’t tested it, I assume that, since a netbook is just a small, cheap, standard Windows laptop, you could use Microsoft’s built-in file-transfer utilities to accomplish this, provided you use the right cable. In Windows XP, the operating system on most netbooks and most other PCs in use, this is called the Files and Settings Transfer Wizard. In Vista, and the forthcoming Windows 7, it’s called Windows Easy Transfer.

You can find Mossberg’s Mailbox, and my other columns, online for free at the All Things Digital Web site, http://walt.allthingsd.com.

Owners of any Mac with an Intel processor—about 80% of all Macs in use, including yours—will be able to do simple, direct in-place upgrades to the new Snow Leopard edition of the Mac operating system, due out soon. This method will preserve all programs, files and settings without requiring any of the hard-disk wiping, temporary offloading of files and re-installing of programs that Microsoft is requiring to move to Windows 7 from its most popular current version, Windows XP.

Not only that, but Snow Leopard will cost you and other Leopard users just $29, which is $90 less than the Home Premium version of Windows 7. Apple also is claiming that the upgrade will be up to 45% faster than in the past and that it will actually free up an additional 6 gigabytes of hard disk space.

However, that doesn’t mean there won’t be obstacles or issues for some Mac users. Most important, owners of the other 20% of Macs, those whose models use older PowerPC processors—like the G4 and G5—won’t be able to use Snow Leopard at all. It’s the first Mac OS version that runs only on Intel-based Macs. So, if these folks want Snow Leopard, they’ll have to buy new machines, even though some of them bought their Macs as recently as 2006.

Also, although Intel-based Macs running the older Tiger version of the operating system can be directly and simply upgraded to Snow Leopard, Apple is officially requiring their owners to spend more for it. They have to buy Snow Leopard as part of a $169 boxed set that includes other Apple software they may not want.

Given the manual process of moving from Windows XP to Windows 7, isn’t it likely that there’ll be some third-party utility to handle it?

Yes. Seattle-based Laplink Software has announced that it will issue a new version of its PCmover utility—mainly sold for transferring data to new PCs—that will be able perform automated in-place upgrades to Windows 7 on an existing Windows XP machine, including the preservation of programs. I haven’t tested it yet, and can’t swear that it will work properly. More information is at laplink.com under “Latest News.”

Can you recommend software to remove trial/craplet programs? Something suitable for average users?

The one I have used with success is called “The PC Decrapifier,” which removes unneeded trial programs, add-on programs and advertising come-ons known as “craplets.” The software is free at pcdecrapifier.com. Note that it works only on PCs running Windows XP and Windows Vista. Before you use it, make sure to read the list of exactly what it removes, which is on the Web site.

You can find Mossberg’s Mailbox, and my other columns, online for free at the new All Things Digital Web site, http://walt.allthingsd.com.

To avoid the difficulties you described last week with migrating from Windows XP to Windows 7, what do you think about a two-step approach whereby we buy Vista, upgrade from XP to Vista, and then go from Vista to Windows 7?

That would work, since–unlike those running XP–PCs running Vista can be upgraded to Windows 7 directly, without wiping their hard drives, displacing any files or re-installing any programs.

However, you’d be doing twice the work and paying for two new versions of Windows instead of one.

If I bought a Vista computer, but had it downgraded at the factory to XP, will my situation be any different than what you described should I choose to migrate to Windows 7?

According to Microsoft, the answer is no. Your computer is now a Windows XP computer, and thus still has no direct upgrade path to Windows 7. You would still have to remove and later restore your personal files, wipe your hard disk clean, and then re-install all your programs. However, if you received Windows Vista installation disks with the machine, you could upgrade it to Windows Vista first, and then, upgrade it directly to Windows 7, a process that doesn’t require any of those cumbersome steps.

Does the difficult scenario of moving from Windows XP to Windows 7 that you described last week also apply to those of us who run XP on Macs in virtual-machine programs like Parallels or Fusion?

Yes. Microsoft says the same migration steps are necessary whether the Windows XP computer is physical or virtual, and that includes Macs running XP via the Parallels or Fusion software.

It also applies if you are running XP on a Mac using Apple’s Boot Camp program and wish to move to Windows 7.

After Windows 7 comes out in October, will Microsoft somehow force us XP users to stop using it? Is there any reason I have to upgrade, or can I keep using XP, which meets my needs perfectly?

You can keep using Windows XP and all your current programs on your current computer. It won’t suddenly expire.

Especially in light of how hard it will be to upgrade, can you please explain what advantages Windows 7 will have over XP, which is tried and true? I deliberately skipped Vista and am inclined to skip this new Windows version as well.

People should never feel stampeded to upgrade their technology and should keep using whatever meets their needs and makes them comfortable.

However, based on my testing of pre-release versions of Windows 7, I would say it is significantly better than XP, which, after all, was designed a decade ago, an eternity in computer time.

I’ll cite just a few examples. Microsoft says that Windows 7 is more secure than XP, because its underlying architecture allows more defenses against malicious software than in the older product. Microsoft claims, and my tests bear out, that Windows 7 makes networking computers much simpler, quicker and more reliable than XP does. And the company says that Wi-Fi networks work better and faster than they do with XP.

I would add that, if Windows 7 catches on in a way that Vista didn’t, you may gradually find that new software and hardware makers will stop bothering to make their products compatible with XP, though this process will take years.

You can find Mossberg’s Mailbox, and my other columns, online for free at the All Things Digital Web site, http://walt.allthingsd.com.

In your review of the new iPhone 3GS, you said that AT&T had changed its upgrade policy so some buyers of the previous model could get the new-customer price earlier than planned. Can you explain this in more detail?

Almost all cellphones in the U.S. are subsidized by the carriers to bring down prices. Typically, existing customers—who have already benefited from a subsidy—can’t upgrade at the lower new-customer price (in this case $199) until they reach a point in their contracts where this subsidy has been recovered. These dates vary, based on a formula that takes into account things like the customer’s monthly spending rate.

When some early adopters of the 2008 iPhone model, the 3G, discovered they wouldn’t immediately qualify for this $199 “standard upgrade” price—the same as the new-customer price—they got angry. So AT&T made a concession, but only a partial one. It declared that any customer who had been told he or she couldn’t get the $199 price until sometime in July, August or September of 2009 would in fact now be able to qualify for that lower price starting on the first day of availability.

This concession doesn’t apply at all to owners of the original 2007 iPhone, or even every owner of the 2008 3G model. And it isn’t based on when you bought your 3G, but when the system told you that you could buy the new model at the “standard” upgrade price of $199. You can check the price AT&T or Apple will charge you for an upgrade by going to www.att.com/iPhone and clicking on “Check upgrade eligibility.”

I’ve recently heard that the new Palm Pre smart phone is unable to import data from the old Palm Desktop program. In other words, if you have Palm Desktop filled with data from a previous Palm model, you’ll be unable to get that data into your new Palm Pre. Is this true?

No. While the Pre isn’t designed to repeatedly sync with the old Palm Desktop software, Palm does offer a program, for Windows and Mac, that will perform a one-time import of your old data from Palm Desktop. It can also do a one-time import of data from certain other desktop programs as well, including Microsoft Outlook on Windows, and iCal and Address Book on the Mac. This program will help you move your data to one of the online services, such as Google, with which the Pre is designed to sync continuously. The software is called the Palm Data Transfer Assistant and is free at http://bit.ly/3lIaZ.

I am contemplating purchasing the 17” MacBook Pro rather than the 13” or 15” models because the antiglare matte screen is offered only with the 17”. How bad is the glare on the smaller screens and how cumbersome do you find the larger 17” MacBook Pro?

For a laptop of its size, the 17” MacBook Pro is remarkably thin and light. But I did find it cumbersome to use in coach seats on airplanes and to cram into small briefcases. As for the glossy screens, which are now the most common option on many laptops, they bothered me at first, but I don’t notice the glare now. However, both of these are personal issues. So my suggestion is to go to a store and see for yourself.

You can find Mossberg’s Mailbox, and my other columns, online for free at the All Things Digital Web site, http://walt.allthingsd.com.

Should I install Microsoft’s “SP3″ upgrade to Windows XP? I hear opinions on both sides.

In general, I recommend this upgrade, officially called Service Pack 3, because it beefs up security, and that helps not only you, but all Windows users, to avoid the spread of malicious software. If your PC is more secure, it is less likely to be used as a source from which other PCs can be infected.

I have upgraded a couple of XP PCs to SP3 without any downside. However, like you, I have also heard from some users that the upgrade caused them problems.

As with any major operating-system upgrade, either outcome can occur, depending upon your computer’s particular configuration and condition. So, if you’re on the fence, consider your level of concern about security.

How do cellular data cards compare with fast cable modems in terms of Internet speed? Are these cards more secure than Wi-Fi?

In my experience, using and testing cellular data cards on various laptops, they typically deliver, in real day-to-day use, somewhere between 300 kilobits per second and 1.5 megabits per second. By contrast, a fast cable Internet service can actually deliver up to 16 mbps. So cable is much faster.

Your security question is much more complicated. Wi-Fi security can range from very poor to quite good. It depends on where and how you use Wi-Fi, how you or others have set up the wireless network, and how you have configured your own computer.

Accessing the Internet over a cellular network is a more controlled process, because the cellphone-network operator manages the transmission, and in most cases supplies and configures the software on your computer. So, it is likely to be safer than the worst Wi-Fi setups. But I would never suggest that cellular data card transmissions are invulnerable to hackers or criminals.

What’s the difference between file-based backup and image-based backup software? Why would I choose one over the other?

Image-based backup software copies an image of your entire hard-disk, including all the programs, settings and obscure files that you never see. While it can be used to recover individual files, in some cases, it is mainly designed to allow you to restore your entire hard disk in the event that you lose it all.

File-based backup software, which is more common among consumers, is typically designed to preserve a copy of only your personal data, the material you can’t re-purchase or re-install if your hard disk dies.

That includes word-processing files, spreadsheets, presentations, emails, contacts, calendar items, photos and other items you created. It also is often used to back up music and video files that would be time-consuming, or very expensive, to re-acquire. And in some cases, it can preserve settings and preferences, such as Web bookmarks.

Both types of backup generally begin with a time-consuming initial session, followed by shorter sessions to update the backup with incremental changes.

Many people choose file-based backup because it occupies less space, and is generally quicker and also less expensive. Image-based backup is for folks who are willing to spend the added money and time to be sure they can restore their whole computer, or clone its contents completely to another machine.

• You can find Mossberg’s Mailbox, and my other columns, online free of charge at the new All Things Digital Web site, http://walt.allthingsd.com.

I am in the market for a new Windows computer, but I prefer the Windows XP operating system, not Vista. I understand Microsoft has now barred the major PC vendors from selling XP systems. Is there a way I can get around this?

If you want a new, brand-name PC that comes pre-loaded with the seven-year-old Windows XP operating system, you can still get one through an odd and circuitous process. Most major PC makers will sell you selected Vista models with an option, which sometimes costs extra, officially called a “downgrade,” but sometimes marketed as an “upgrade” or “bonus.” You may have to hunt through the selections offered by the computer makers to find one that has this XP option.

When you order a PC in this fashion, you are technically buying a Vista machine, and Microsoft counts it as a Vista sale. But the computer company actually loads XP on the new hardware, in place of Vista, before it leaves the factory. In many cases, you also get discs containing Vista, in the event you wish to switch to the newer Vista operating system later.

I was wondering if you could give me some suggestions of a small, light portable radio-type gadget with earbuds that would be good for me while I do athletic activities like riding my bike. I want something that will give me different pre-programmed selections of music, not something that I have to load with music (I don’t remember names of songs). I love my Sirius satellite radio in my car.

My first reaction is to suggest you simply get the portable, small, personal Sirius radio that is meant for carrying on your person. It’s called the Stiletto 2 and costs around $300. Like the one in your car, it does require a subscription, but it is much smaller. I haven’t tested it, but you can get more information at sirius.com.

However, this unit isn’t in the smallest class of portable music players, so another alternative might be to get a very small portable player, which, while it allows you to download music, also has a built-in FM radio. Among these is the smallest Microsoft Zune, called the Zune 4 GB, at about $100, and the Sansa Clip, starting at about $35. Neither requires a subscription fee. Information is at zune.com and sansa.com.

The popular Rhapsody subscription music service is also available on portable players, and offers pre-programmed channels of music. Some of these players also include FM radios. Information on these is at learn.rhapsody.com/devices.

Last week, you said you didn’t know of a dedicated gadget that simply allows people to both send and receive emails. What about the MailBug?

Thanks for reminding me. The MailBug, which I haven’t tested, is a small, text-only terminal for sending and receiving email over a dial-up connection. It costs about $125 and requires a companion email service that is about $100 a year. It’s made by a company called Landel and can be ordered at mailbug.com.

While the device itself can’t send or receive photos or other nontext attachments, account holders with access to a computer can view such attachments via a Web-based version of their email accounts.

You can find Mossberg’s Mailbox, and my other columns, online, free, at the new All Things Digital Web site, http://walt.allthingsd.com.